VULNERABLE residents in the Spalding area are being warned not to fall prey to loan sharks.
With less than 100 days to go to Christmas, local support agencies are urging people to plan ahead and not get into debt.
Chas Sandhu, of the Agape Care Foodbank, said his volunteers were ready to direct people to available help.
He said: “Christmas is supposed to be a time of joy, not stress.
“People are put under pressure to spend money on things they can’t afford, but they shouldn’t get tied up with loan sharks.
“There are people locally who can help.”
Lincolnshire Credit Union has a pick-up point at St Paul’s Church in Holbeach Road on a Saturday morning from 10am to noon.
Administrator Carlton Phillips said they encourage people to save, as well as offering loans to people who have been turned away by high street banks.
Mr Phillips said: “The interest rates loan sharks offer are unreal. We offer fair interest rates to people on low incomes, but also encourage them to save to they can prepare for times when they need extra funds.”
Help is also available from the Citizens Advice Bureau. A drop-in Gateway/Triage service is run at the main office in Spalding, with sessions also at Holbeach and Long Sutton. The advice line is 08444 111444.
As the temperature drops, Spalding’s foodbank at the Lighthouse Church in Haverfield Road is also expecting to be busier.
Any donations of food would be welcome on Tuesdays and Thursdays from noon to 2pm.