Make sure you know what you are entitled to if things go wrong with the dream holiday. PA Photo/thinkstockphotos.
When you a book holiday it’s important to think about the kind of protection you’ll have if anything goes wrong.
For the maximum protection make sure the holiday you book is fully ATOL-bonded and if possible protected by ABTA or AITO; take out travel insurance and pay your deposit using a credit card.
You need to decide between a package holiday, which usually means a one pre-arranged for you by a tour operator with flights and accommodation included in the price, or organising your own holiday as an independent traveller – booking flights, accommodation and excursions separately.
On a package holiday you’re protected by special regulations and you usually have a holiday rep to help with any problems. If things go wrong it’s much easier to sort them out.
As an independent traveller you’re more flexible and can shop around for the cheapest flights and accommodation deals. You’ll have much less protection if something goes wrong, unless you book a Flight-Plus holiday – where your flight is booked with your hotel or car hire through the same company. Booking in this way you get extra protection if your holiday company or one of the companies involved in the booking goes out of business.
If something goes wrong with your holiday, you need to know whether it’s a package holiday or whether you’re an independent traveller. This will help you work out what you can do about it.
If you’re a package holidaymaker, you’re covered by special package travel regulations which give you different rights to independent travellers. Whoever booked the package holiday and signed the contract and everyone included in the booking, as well as anyone the booking has been transferred to, for example as a result of illness, is covered and may be entitled to compensation.